Takaful Business Cover

A special business cover that we would even recommend to our competitors! As a business operating in an office setting, you are keenly aware of the many hazards that could affect your investment. One of the most important things you can do is select the cover that you feel best suits your business insurance needs. We have coverage’s available for your business, employees and even your customers.

Our highly dedicated professionals are here to help you get back where you belong. Let our professionals work with you to help you prevent potential losses in your business. To learn about our comprehensive protection and its benefits read on further.

A good insurance coverage is an important part of your business security. By insuring your business you secure your investments against specific forms of destruction or loss. With Takaful Business Cover, we deliver what we promise. We also offer tailor-made policies for the following types of businesses: Textile shops, Restaurants, Grocery Stores, Pharmacies, Hardware Shops, Supermarkets and for anyone with a vision.

How is this Unique?

Your premium is invested in viable and sound businesses around the world and the returns are given via SURPLUS REFUNDS at the end of the term if no claims have been made.

Business Takaful cover will help you to fight,

• Fire & lighting.

• Malicious damage.

• Explosion.

• Aircraft damage.

• Impact Damage.

• Earthquake.

• Bursting or overflowing of water tanks or pipes.

• Cyclone, Storm, Tempest.

• Flood damage.

• Natural perils.

• Burglary and/or Housebreaking (Contents).

Free Covers include,

• Removal debris.

• Demolishing & dismantling parts of the damaged building.

• Architects, Surveyors & Consultant Engineers fees to repair the damaged building.

• Public Liability.

• Workman compensation insurance to 3 employees.

• Loss of cash in safe / money in transit.

• Loss of cash in drawer (During working hours).

• Personal accident covers for insured, Partners & Employees up to a maximum of 5 persons.

• Cost of legal fees.

• Accidental breakage of fixed glasses of the building.

Tailor made Solutions in Industry,

• Restaurants – Food poisoning.

• Textile shops – Accidental breakage of showcase glass.

• Grocery stores – Spoilage of frozen foods due to power failure.

• Pharmacies – Legal liability to third party.

• Hardware shops – Injury to public during loading or unloading.

Benefits include,

• A cover for the business premises and customers who are frequent to these premises, depending on the nature of the business carried out.

• An option of increasing the limits of these covers by paying an additional premium.

Optional covers include,

• Name - board and sign board cover.

• Fire damage due to electrical surge.

• Glass breakage cover (owner only).

• Workmen compensation over to employees in excess of 3 persons.

• Strike, riot and civil commotions.

• Terrorism.