| Scope of the covers |
Scheme 1 |
Scheme 2 |
Scheme 3 |
Scheme 4 |
| PA & PTD |
50,000 children below 16 yrs 1500 |
25,000 children below 16 yrs 1500 |
12,500 children below 16 yrs 1500 |
7,500 children below 16 yrs 1500 |
| Medical Expenses |
100,000 excess 85 |
50,000 excess 85 |
25,000 excess 85 |
15,000 excess 85 |
| The following Maximum eligible expenses per sickness or disease are applicable to insured persons Aged 65-75, years. |
| Room Charges |
300 / day Max 30 Days |
200 / day Max 30 Days |
150 / day Max 30 Days |
100 / day Max 30 Days |
| Intensive Care Unit |
1000 / day Max 10 days |
750 / day Max 10 days |
500 / day Max 10 days |
250 / day Max 10 days |
| Surgical Treatment |
Maximum 10,000 |
Maximum 5,000 |
Maximum 2,500 |
Maximum 1,250 |
| Anesthetic Services |
Up to 25% of Surgical Treatment |
Up to 25% of Surgical Treatment |
Up to 25% of Surgical Treatment |
Up to 25% of Surgical Treatment |
| Physiciants Visit |
Max 75 per day up to 10 visits |
Max 50 per day up to 10 visits |
Max 25 per day up to 10 visits |
Max 10 per day up to 10 visits |
| Diagnostic and Pre Admission Testing |
Maximum 500 |
Maximum 250 |
Maximum 125 |
Maximum 100 |
| Ambulance Services |
Maximum 300 |
Maximum 200 |
Maximum 100 |
Maximum 50 |
| Cancellation & Curtailment |
1500 Excess 50 |
1000 Excess 50 |
750 Excess 50 |
500 Excess 50 |
| Loss Passport |
250 |
200 |
200 |
200 |
| Loss of Baggege, Documents, Money Valuables |
2,000 Max, excess 100, single item 150 |
1,500 Max, excess 100, single item 100 |
1,000 Max, excess 100, single item 100 |
500 Max, excess 100, single item 100 |
| Missed departure / Connection |
300 Max (75 per every 6 hrs, excess 5 hrs |
200 Max (50 per every 6 hrs, excess 5 hrs |
150 Max (30 per every 6 hrs, excess 5 hrs |
100 Max (20 per every 6 hrs, excess 5 hrs |
| Hijacking |
1500 Max (75 per day) excess 24 hrs |
1000 Max (50 per day) excess 24 hrs |
750 Max (30 per day) excess 24 hrs |
500 Max (25 per day) excess 24 hrs |
| Travel Delay of over 12 Hrs |
1000 Max |
750 Max |
500 Max |
250 Max |
| $150 per every 12 Hour Delay after the first 12 Hours with a $50 excess |
| Holiday Cancellation |
1000 Max (Excess 50) |
750 Max (Excess 50) |
500 Max (Excess 50) |
250 Max (Excess 50) |
| Personal Liablity Benefit |
4000 excess 200 |
3000 excess 200 |
2000 excess 150 |
1000 excess 150 |