Products > 3rd Party Cover
| 3rd Party Cover – Annual Premium | |
| Vehicle Type | Standard |
| Motor Cycles | Rs. 650/- |
| Three Wheeler | Rs. 1,050/- |
| Private Car | Rs. 2,050/- |
| Dual Purpose | Rs. 1,050/- |
| Lorry | Rs, 1,300/- |
| Quadricycle | Rs. 1,050/- |
| Tractor – Trailer | Rs. 800/- |
| Other Vehicles | Rs. 2,050/- |
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Standard Cover benefits : Liability to Third Parties
3rd Party Special Cover Benefits – for Motor Cycles & Three Wheelers
| Description | Private Cars | Other Vehicles |
| 3rd Party Death & Bodily Injuries | Unlimited Cover | Unlimited Cover |
| 3rd Party Property Damage | Rs. 20 Million | Up to Rs. 15,000/- |
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- Personal Accident Cover (24 hours) up to Rs.50,000/- for the Participant as per the Company’s standard PAB Scale.
- Funeral Expenses of Rs.7,500/- in the event of death to the Participant
- Hospitalization Cover - In the event the participant is confined to a Hospital
and obtains treatment as an in-patient in respect of Sickness (extracted 30 days after this cover
obtained) or Accidental Injury, the Company will grant,
- If warded in a government hospital non-paying ward - Rs.750/- per each hospitalized day for maximum 15 days
- If warded in a paying hospital - Rs.1,500/- per each hospitalized day for maximum 15 days
Cash grant shall be provided excluding the first day of the confinement at the hospital on the submission of the diagnosis card.
- Total Loss Cover Only for Motor Cycles (engine capacity 250cc and below)
In the event the Motor Cycle is totally damaged due to a road accident and is beyond economical repair (as decided by a motor assessor) the Company shall pay the market value of the vehicle at the time of the loss.
N.B:- Age limit to qualify for cover under sections 1 to 3 shall be 18 to 65 years of age. Please refer policy schedule provided for Terms, Conditions & Exclusions of above covers.
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