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Business Cover

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Business Cover

Why Business Cover?

INTRODUCTION WHAT IT COVERS

Business Cover provides comprehensive insurance solutions for you, your business and your employees.

Key element of this cover apart from others is to ensure Income Continuity, Financial Commitment or Relocation expenses *following total destruction of the insured property. 

The cover is designed to also indemnify you following a loss and/or damage to your business property due to Fire, Lightning, Explosion, Flood, Natural Perils, Burglary and etc. Further your business is covered against incidental risks to your trade such as loss of cash whilst at safe and transit, liability towards third party due to a bodily injury or property damage and workmen compensation.

The policy is also extended to offer tailor-made covers such as Spoilage of frozen foods due to power failure at a grocery store, Food Poisoning cover for Restaurants, Injury to public at a hardware shop during loading or unloading goods and also Pharmacies Legal liability to third party.

Business provides cover against

  • Fire and lightening
  • Malicious damage
  • Explosion
  • Aircraft damage
  • Impact Damage
  • Earthquake
  • Bursting or overflowing of water tanks or pipes
  • Cyclone, Storm, Tempest
  • Flood damage
  • Natural perils
  • Burglary and/or Housebreaking (Contents)

Further extended to cover

  • Removal of debris
  • Architects, Surveyors and Consultant Engineers fees to repair the damaged building.
  • Public Liability.
  • Workmen compensation insurance for 3 employees.
  • Loss of cash in safe / money in transit.
  • Loss of cash in drawer (During working hours).
  • Personal accident covers for insured, Partners & Employees up to a maximum of 5 persons.
  • Cost of legal fees.
  • Accidental breakage of fixed glasses of the building.
  • Income continuity cover
  • Financial commitment cover
  • Re – location expenses cover

Extended covers specific to your business

  • Restaurants – Food poisoning
  • Textile shops – Accidental breakage of showcase glass
  • Grocery stores – Spoilage of frozen foods due to power failure
  • Pharmacies – Legal liability towards third party
  • Hardware shops – Injury to third party during loading or unloading.

Optional covers include

  • Name board and sign board cover
  • Fire damage due to electrical surge
  • Glass breakage cover (Insured owner building only)
  • Workmen compensation covers to employees in excess of 3 persons
  • Strike, riot and civil commotions
  • Terrorism

For more details please call us on 0117 501 000 or visit one of our nearest branch.

Products > Business Cover

Why Business Cover?

Introduction

Business Cover provides comprehensive insurance solutions for you, your business and your employees.

Key element of this cover apart from others is to ensure Income Continuity, Financial Commitment or Relocation expenses *following total destruction of the insured property. 

The cover is designed to also indemnify you following a loss and/or damage to your business property due to Fire, Lightning, Explosion, Flood, Natural Perils, Burglary and etc. Further your business is covered against incidental risks to your trade such as loss of cash whilst at safe and transit, liability towards third party due to a bodily injury or property damage and workmen compensation.

The policy is also extended to offer tailor-made covers such as Spoilage of frozen foods due to power failure at a grocery store, Food Poisoning cover for Restaurants, Injury to public at a hardware shop during loading or unloading goods and also Pharmacies Legal liability to third party.

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Are you interested? Send us your details.

    What it covers

    Business provides cover against
    Fire and lightning
    Malicious damage
    Explosion
    Aircraft damage
    Impact Damage
    Earthquake
    Bursting or overflowing of water tanks or pipes
    Cyclone, Storm, Tempest
    Flood damage
    Natural perils
    Burglary and/or Housebreaking (Contents)
    Further extended to cover
    Removal of debris
    Architects, Surveyors and Consultant Engineers fees to repair the damaged building.
    Public Liability.
    Workmen compensation insurance for 3 employees.
    Loss of cash in safe / money in transit.
    Loss of cash in drawer (During working hours).
    Personal accident covers for insured, Partners & Employees up to a maximum of 5 persons.
    Cost of legal fees.
    Accidental breakage of fixed glasses of the building.
    Income continuity cover
    Financial commitment cover
    Re – location expenses cover
    Extended covers specific to your business
    Restaurants – Food poisoning
    Textile shops – Accidental breakage of showcase glass
    Grocery stores – Spoilage of frozen foods due to power failure
    Pharmacies – Legal liability towards third party
    Hardware shops – Injury to third party during loading or unloading.
    Optional covers include
    Name board and sign board cover
    Fire damage due to electrical surge
    Glass breakage cover (Insured owner building only)
    Workmen compensation covers to employees in excess of 3 persons
    Strike, riot and civil commotions
    Terrorism
    For more details please call us on 0117 501 000 or visit one of our nearest branch.

    To every Sri Lankan. As one.

    Amana Takaful PLC

    Colombo 03, Sri Lanka.
    (Monday - Saturday)
    (08.30 am - 05.00 pm)