After selecting the required life cover and product, the customer is given the opportunity to select a scheme of investments based on their risk profile. The premium paid by the customer is then directed to the scheme of investments selected by him/her.
The schemes of investments and their details are given below.
Name | Investment Class | Maximum limits |
Protected Multiple Fund (PMF) | Non-equity only* | 100% non-equity |
Stable Multiple Fund (SMF) | Equity and non-equity* | 10% equity |
Growth Multiple Fund (GMF) | Equity and non-equity* | 60% equity |
Volatile Multiple Fund (VMF) | Equity and non-equity* | 90% equity |
Bullion Multiple Fund (BMF) | Bullion and non-equity* | 90% bullion |