Based on the nature of the accident and your vehicle can be moved, you can inform the accident by calling our 24/7
help
line on +9411 750 1000 and continue with you journey un-interrupted.
On site
Based on your request, a motor assessor will be sent to inspect the vehicle at the site of the accident and offer
you a
claim settlement value without an estimate.
Drive-in
Drive in to one of our selected branches in your damaged vehicle and our assessor will offer you a claim settlement
without an estimate.
Share of Net Surplus
If at the end of the period of Takaful, stated in the schedule, there is a net surplus in the General Takaful Fund,
the
amount will be shared among the participant on a pro rata basis provided that the participant has not incurred any
claim
and / or not received any benefits under this Certificate, whilst it is in force.
Waiver of Police Statement
Waiver of 1st statement for the process of claims subject to there being no third party involvement. However this
clause
does not override requirements by law.
Immediate Inspection
Upon notification of the claim and as the insured puts the vehicle to a garage of his choice our motor engineer will
be
there to assess the damage to your vehicle and approve the repairs.
Towing Facility
Provision of outsourced service at our cost for towing immovable vehicles to the garage up to a limit of Rs.7500/-
on
submission of bills. (for Motor Cycle up to Rs.500/-)This facility will not be applicable if the repair is being
carried
out at the registered agent as it can be incorporated in the claim bills.
Advance Payment
Up to 75% of approved cost on labour can be paid as advance on client’s request.
Reimbursement For Alternative Transport
(Only for cars, vans, jeeps and double cabs used for PRIVATE purposes)
In the opinion of the motor assessor IF THE REPAIR exceeds 4 LABOUR days the participant will be entitled for an
allowance for alternative transport up to a maximum of 10 days as per the assessor’s recommendation and will be paid
as
follows.
Sum Covered up to Rs.2m – Rs.2000/- per day
Sum Covered exceeding Rs.2m – RS.3000/- per day
Accidental Injury Hospitalization Cover
(Only for cars, vans, jeeps and double cabs used for PRIVATE purposes)
Reimbursement of medical expenses to those travelling in the vehicle as mentioned below.
Overall Limit for Private Cars/Jeeps - Rs.250,000/- per incident. (Rs.50, 000/- per person)
For Private Vans & Double Cabs - Rs.50,000/- per incident. (Rs.10, 000/- per person)
Treatment within 2 days and limited to a maximum of 10 day.
Room charges Rs.1,000/- per day up to a maximum of 5 days.
OPD subject to prescription and related to injury due to accident and within the specified period.
Any authorised driver of the vehicle and the passengers of the vehicle at the time of the accident.
(According to the seating capacity but up to a maximum of 10 persons.)
Personal Accident Cover
(For cars and jeeps used for PRIVATE purposes)
A free Personal Accident Cover of Rs.500,000/- each, for death or Permanent Total Disability for any authorised
driver
and to the passengers of the vehicle at the time of the accident.(According to the seating capacity but up to a
maximum
of 10 persons)
(For vans and double cabs used for PRIVATE purposes)
A free Personal Accident Cover of Rs.50,000/- each, for death or Permanent Total Disability for any authorised
driver
and to the passengers of the vehicle at the time of the accident.(According to the seating capacity but up to a
maximum
of 10 persons)
Waiver Of After Repair Inspection (Ari)
Provided repairs are done at “Agent’s Garage? ARI will not be required
Settlement Of Bills Directly To Garage
Provided repairs are done at “Agent’s Garage?, the bills will be settled directly to Agent’s garage.
Free Airbag Cover
(For cars used for PRIVATE purposes)
Air Bag Cover Provided free of charge for 5 seats.
(For vans, jeeps and double cabs used for PRIVATE purposes)
Air Bag Cover Provided free of charge for two front seat dashboard air bags.
Above benefits and covers are subject to conditions